More Reason to Choose The Phoenix Group and eXp Realty as Your Real Estate Professionals!

When we work with buyers, we like to chat casually to understand the human being on the other side of the table. We think about their vision for a happy home, or for an investment, or whatever pertains to them. Whatever pressures are working on them at the moment, whether out of inspiration or desperation, we’re sensitive to the whole person. As a result, work with them to address their emotional concerns. It’s important to reassure someone to build interpersonal trust, beyond that of business credentials. When we make it clear that someone who can help cares too, that’s a powerful message.

This is the message we convey to all of our clients. Real estate is a very private and personal business because we walk through people’s lives in their homes, with their families, and deal with their fears and insecurities. So naturally, this tasks us with living up to the responsibility of the commitments we make. So whether big or small, we meet everyone at their own comfort level, to assure them not only of our desire to help, but we show a plan that can’t fail. For me, it’s all the more reason to work with a team of smart, enthusiastic professionals who care about our clients as much as I do.

Before we search the MLS to show a list of properties that meet their specific living standards, we address the issue of affordability. We’re always happy to prequalify someone for financing or down payment assistance as needed to address that concern first. Then, we cover terms for repayment and invite them to openly reveal their confidence in repayment. The last thing either of us wants is to see them file for bankruptcy a year later because of wanting to believe something that unfortunately just isn’t true. Let us show you how we can help you make the right decision to choose the right place to call home!

 

RESOURCES FOR BUYERS

 

 

Things to Consider Before Buying a Home

 

  • Check Your Credit – Your credit is crucial when applying for a loan; the better your score, the lower your interest rates will be. Be sure to check all three major credit reporting companies: Experian, Equifax, and TransUnion as the information in each report may vary slightly. Make sure you make copies of your credit report as well and check your score well in advance of applying for loans.
  • Find a Lender – Most people need to take out a loan when buying a home, and you’ll want to be prepared to make an offer when you find that perfect home. It’s important to be sure that you’re approved for a loan before you start looking at homes so you don’t miss out on any opportunities. If you need help finding a lender, our group can recommend trusted lenders near you.
  • Price Range – Calculate what’s realistic for you before considering different areas to live in to be sure things stay within your budget. Once you know your range, our group can help you make the most out of your money.
  • Research – Finding the right home can be time-consuming, but it’s important to consider everything before you decide. What’s the commute like to work? If you have kids, what are the schools like in the area? How many bedrooms and bathrooms will you need? Do you prefer a newer or older-styled home? All are important factors to take into account during the home finding process. Our group is dedicated to helping you through the entire home buying process. Once we find that perfect home, our group will prepare a written offer. With our experience in the market, our group can help you arrive at an offer that both fits your budget and has the best chance of being accepted.
  • Once Your Offer is Accepted – After your offer is accepted, you’ll have a grace period to have the house professionally inspected and request repairs or counter offer if the situation arises. Once this step is complete, our group will verify the terms and conditions of your loan, and assist you in signing your papers. I’m here to assist you with any questions you may have during the process.
  • Moving Time! – Now that you’ve found your perfect home it’s time to make moving arrangements. If you plan on utilizing a professional moving company, our group can recommend reputable, local movers. Don’t forget to fill out your change of address forms and inform the utility company of your move!